Wikirating:Rating agencies

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Headquarter of Standard & Poor's, New York

A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely interest payments and the likelihood of default. An agency may rate the creditworthiness of issuer of debt obligations, of debt instruments,[1] and in some cases, of the servicers of the underlying debt,[2] but not of individual consumers.[3]

Worldmap cra in the world 2014-10-12.png
97 credit rating agencies/organizations in 44 countries (last update: 2014-10-23)

This world map shows all countries where credit rating agencies/organizations are located (recognized/not recognized by SEC, ESMA, FINMA).

For the full list see: List of credit rating agencies


  1. A debt instrument is any type of documented financial obligation. A debt instrument makes it possible to transfer the ownership of debt so it can be traded. (source:
  2. For example, in the US, a state government which shares the credit responsibility for a Municipal bond issued by a municipal government entities but under the control of that state government entity. (source:Campbell R. Harvey's Hypertextual Finance Glossary)
  3. This article uses material from the Wikipedia article Credit rating agency, which is released under the Creative Commons Attribution-Share-Alike License 3.0.